Financial Tools

Mortgage Payment Calculator

Estimate your full monthly payment with PMI, taxes, insurance and HOA. Select your loan type and PMI adjusts automatically.

Loan Parameters

Loan Type

PMI applies — included in your estimate.

Purchase Price ($)

Down Payment ($)

20% down

Interest Rate (%)

Loan Term

PMI Rate (% of loan/yr)

Auto-removed at 20%+ down (Conventional)

Property Tax ($/mo)

Home Insurance ($/mo)

HOA Fees ($/mo)

Leave 0 if no HOA

Conventional Loan

Estimated Monthly Payment

$—

P&I + PMI + Tax + Insurance

Loan Amount—

Down Payment—

Principal & Interest / mo—

PMI / mo—

Property Tax / mo—

Home Insurance / mo—

HOA / mo—

Total Interest — Life of Loan—

Total Loan Cost—

About PMI

PMI applies to Conventional loans with less than 20% down and all FHA loans. VA, DSCR, and Bank Statement loans never require PMI. PMI on Conventional loans is automatically removed once you reach 20% equity.

This is an estimate. Your actual rate depends on credit score and lender guidelines. Get a personalized quote — no commitment.

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This calculator is a starting point. For a rate built around your actual credit profile, contact Luis directly — English or Spanish.

Contact Luis → (407) 630-3250

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